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Arogya Sanjeevani Policy is a standard health insurance policy introduced by the IRDAI on 1st April, 2020 offered by top health insurance companies in India. Under this policy, insured person can avail policy coverage ranging from Rs 1 lakh to Rs 5 lakhs. Arogya Sanjeevani Health Insurance comes as an Individual Plan & Family Floater Plan which also covers the hospitalisation expenses due to Coronavirus (COVID-19).
Arogya Sanjeevani Policy, a basic health insurance policy which provides coverage medical / hospitalization expenses up to Rs. 5 lakhs. The Insurance Regulatory and Development Authority of India (IRDAI) has mandated all health insurers to come up with the basic & standard health insurance policy for both individuals & families.
Arogya Sanjeevani Health Policy are universal for all general & health insurance companies in India comes with the several benefits. It covers pre & post hospitalisation expenses which includes bed charges, nursing charges, ICU & doctor consultation charges and many more. Arogya Sanjeevani Health Insurance protects you & your family from the financial burden in case of any medical emergencies.
There are two types of plans comes under the Arogya Sanjeevani Insurance Policy:
• Individual Plan:
Under this plan only 1 policyholder as the beneficiary.
• Family Floater Plan:
In this plan entire family members can avail the benefits of Arogya Sanjeevani Policy. The policyholder can include dependents, such as spouse, children, parents & parents-in-law in a single policy.
