There are several features that differentiate an Arogya Sanjeevani Policy from other health insurance plans available in India. Take a look at some of the most attractive features of Arogya Sanjeevani Policy below:
• More economical than other health plans
• Universal coverage, terms & conditions across all health insurance companies in India
• Sum insured ranging from Rs. 1 lakh to Rs. 5 lakhs
• Available in Individual as well as Family Floater basis
• Covers hospitalization expenses related to COVID-19 (Coronavirus)
Arogya Sanjeevani Policy has been launched with an aim to simplify health insurance in India by offering a basic & medical insurance with the exact same coverage by all best health insurance companies. It strives to provide basic indemnity insurance benefits to the policyholder across all income groups in India. To understand this policy better, take a look through the list of benefits that a policyholder can avail under the Arogya Sanjeevani Plan:
• No More Confusion
It eliminates the scope of any confusion that may arise in the minds of a policyholder as the same level of coverage and the terms & conditions is offered by all insurance companies in India.
• Lower Co-payment Option
It offers a lower co-payment option of only 5% of the total claim amount, which means the applicant will have to pay the only 5% of the total claim amount at the time of settlement.
• Cumulative Bonus
Just like other medical insurance policies, the Arogya Sanjeevani Health Plan also rewards a cumulative bonus of 5% on the total sum insured amount for every claim-free year.
• Boon for First-Time Buyers
This is the perfect stepping & an ideal choice for a first-time health insurance buyer as he will be able to get a wide range of coverage at minimum cost without the hassles of understanding the pros and cons of different kinds of health plans.
• Lifetime Renewability
It comes with lifetime renewability that allows policyholders to renew their policies for as long as they live.
