We can compare your current insurance coverage against a variety of insurance companies to find out who offers the best deal.
We will also review your current coverage and advise you if we see that you are either over-insured, under-insured, or if we have other recommendations for your specific situation.
The top up plan is a health insurance plan that becomes active after the deductible limit is crossed, the top up plan has a sum assured limit and no it is not an add-on.
A deductible is an amount that is deducted during a claim and not covered, the policyholder pays to the insurer to get the benefits of a top up plan.
Yes, it will cover the family members in the policy on an individual basis.
It majorly acts as a supplementary policy that offers the dual benefits of the high sum assured at low prices. It is a great thing for senior citizens as it takes care of each and everything related to health. At a time when the cost of medical expenses is rising day by day, you need complete health security that you can get with a health top up policy. Top up plans will offer higher protection, hence you should go for it. You must search online for effective Royal Sundaram Health Insurance Plans, ICICI Lombard Health pans and plans of other insurers also.
1. In the Top Up plan, the premium depends upon the deductible. Higher the deductible, lesser will be the premium.
2. You should renew your policy every year or as per the terms and conditions of the policy opted for.
3. The premium amount also depends on the age of entering the plan, lesser the age lesser the rate of premiums
4. It is better to buy a Health top up plan at an early age as it can help you save a big amount