In financial terms, an investment which is done for almost 1 year is known as short term investment, whereas a long term refers to those investment plans that last for more than one year for eg - term plan. There are several short-term plans that can offer you great returns such as saving accounts, gold or silver, debt instruments, bank fixed deposits, Large Cap Mutual Funds, Treasury securities, Stock Market /Derivatives, Money Market Account, fixed maturity small investment plans and much more. You can choose any of them for yourself. They are effective investment plan.
All those investments that run under a fixed time period that should be more than 1 or 2 years are refered to as long term plans. These types of investments plans offer great returns with high rate of interest. Just like short-term investments plans, there are also several plans under this category such as Public Provident Fund or PPF, Mutual Fund, Direct Equity or Share Purchase, Real Estate Investment, Post Office Savings Schemes (POSS), Company Fixed Deposits, Invest in attractive IPOs and ULIPs among others.
Child investment plans are also very popular. Under the same, you will get a great financial cover that will help you in meeting the financial goals of your ward. With it you will be able to take care of your child's education expenses, marriage expenses and even health cover . It is a great investment that helps you at different stages of your child's life.
A great investment that offers you great coverage which helps you in enjoying your post-retirement life. By investing in a retirement investmentplan, you are insuring your future. It is a great investment that offers great coverage in old age when you need it most. With it, you can take care of all your expenses on your own and you don't need to rely on anyone for it.
• Investment objective:
A great investment that offers you great coverage which helps you in enjoying your post-retirement life. By investing in a retirement investmentplan, you are insuring your future. It is a great investment that offers great coverage in old age when you need it most. With it, you can take care of all your expenses on your own and you don't need to rely on anyone for it.
• Recognize The Fund House:
Recognize The Fund House: While you put money into a fund, you provide permission to the fund house to use your money on your behalf. The fund house will take care of your investments.
• Fund overall performance:
The ultimate purpose is returns. Investors ought to look at returns given by means of the fund at some stage in intervals and compare them with the benchmark, commonly an index, and much more. For equity mutual finances, take a look at the long-time period (3-5years) performance, at the same time for debt funds observe returns over the short to medium time period.
• Charges:
Those small prices may have a huge effect on returns in the long run. A difference of 0.50% in ordinary price over a extended duration of, say, 10 years can make a huge distinction.
However, many people don't have a look at the fund house's claim ratio before making an investment. People should check the same as well.
• Research On Fund Manager:
It is critical to recognize the fund supervisor as well. One could do so via analysing the overall performance of price range managed by him, specifically all through periods when markets went through tough times.
