Types of Mediclaim Policies

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There are different types of mediclaim policies that are available. You can choose a mediclaim policy as per your needs and enjoy your peace of mind. Let’s have a look at the various types of mediclaim plans:

Individual Mediclaim Policy

An individual mediclaim policy offers health coverage to only the policyholder. Only one person can avail the medical insurance benefits against the premium paid. There are a number of health insurance companies that provide individual mediclaim plans in India.

Family Floater Mediclaim Policy

A family floater mediclaim policy provides coverage to an individual, which is extendible to other family members including parents, spouse, and children.

Senior Citizen Mediclaim Policy

Senior citizen health insurance plans are designed to cover hospitalization expenses incurred on the elderly people who have crossed the age of 60 years.

Critical Illness Mediclaim

Hospitalization expenses incurred on critical illnesses are quite exorbitant. Critical illness insurance policy covers life-threatening illnesses like kidney failure, cancer, cardiovascular diseases etc.

Not all insurance agents are the same! Choosing the right one can make BIG difference - in price, service and value