Q. What is the policy tenure of Arogya Sanjeevani Policy?

Ans: The policyholder can avail this policy for a tenure of 1 year only.

Q. What is the policy tenure of Arogya Sanjeevani Policy?

Ans: The policyholder can avail this policy for a tenure of 1 year only.

Q. Is Corornavirus covered under Arogya Sanjeevani Policy?

Ans: Yes, Arogya Sanjeevani Policy does cover the hospitalization expenses arising out of Coronavirus (COVID-19) disease.

Q. Can NRIs buy Arogya Sanjeevani Policy?

Ans: Yes. Even NRIs (Non-Resident Indians) can buy the Arogya Sanjeevani Standard Health Insurance Policy. Although the customer needs to be in India at the time of policy buying and should pay the premium in Indian currency through an Indian bank account.

Q. Can I opt for a higher sum insured than the maximum limit under this policy?

Ans: No. The sum insured available under the Arogya Sanjeevani Plan is from Rs 1 lakh to Rs 5 lakhs. In case you are looking for a higher sum insured amount, you will have to buy some other policy with a higher sum insured available..

Q. Are pre-existing diseases covered under Arogya Sanjeevani Insurance Policy?

Ans: Yes. It covers pre-existing diseases after a waiting period of the first four years.

Q. Can I port my existing health insurance policy to Arogya Sanjeevani Policy?

Ans: Yes. You can port your existing health policy into Arogya Sanjeevani.

Q. Does Arogya Sanjeevani Insurance offer a free-look period?

Ans: Yes. The Arogya Sanjeevani Policy comes with a 15-day free-look period. The policyholder would not have to pay any cancellation charges if he cancels his policy within the first 15 days of buying it. However, the free-look period is not available on policy renewals.

Q. Do I need to pay anything at the time of claim settlement?

Ans: Yes. You will have to pay 5% of the total claim amount as co-payment during claim settlement.

Q. What is the Entry age Criteria under the Arogya Sanjeevani Policy?

Ans: Under the Arogya Sanjeevani Policy, the entry age limit for adults is 18 years to 65 years. For children, the age criteria is 3 months to 25 years.

Q. How many family members are covered in this policy?

Ans: This policy offers coverage to all the family members under a single policy. It can cover two adults (self and spouse) and up to 3 dependent children.

Q. Is there a room rent cap for Arogya Sanjeevani Policy?

Ans: The room rent limit in this policy is 2% of the Sum Insured or up to Rs 5,000 per day.