We can compare your current insurance coverage against a variety of insurance companies to find out who offers the best deal.
We will also review your current coverage and advise you if we see that you are either over-insured, under-insured, or if we have other recommendations for your specific situation.
Ans: Indeed, the premium that you would pay towards a senior citizen health insurance plan will be slightly more, as compared to a basic health insurance plan and this is because older people are more prone to diseases than the young ones. Increased age may lead to more medical complications, for which insurers charge more.
No, there is no limit related to the number of claims that you can make during your policy. However, you have to make sure that your claims do not exceed your sum insured. If they cross the sum insured amount, your claim will be rejected, and you have to pay from your pocket.
We all know that there is a tough competition among all the private, public and standalone health insurance companies in India. Almost all insurance companies provide cashless hospitalization at their listed network hospitals. You just need to check the list of the network hospitals to avail cashless benefits.
Yes, most of the insurance companies offer a free health check-up for every block of claim-free years.
The waiting period for pre-existing disease cover and no-claim bonus are known as the 'continuity advantages' which are available in senior citizen health insurance plans.
